Tabunganku

TabunganKu is savings for individuals with easy and light requirements, issued by Bank Indonesia to grow the culture of saving and improving the welfare of society.

Features Product TabunganKu

1. Features Recommended Standard (Mandatory) is a savings product that must be applied uniformly by all banks to launch a savings product.
2. Customized Features (Optional) is a savings product features that can be selected to be applied by the bank launched a savings product.

Features Recommended Standard (Mandatory)

1. No monthly administration fee
2. Minimum initial opening deposit account Rp20.000
3. Minimum Further cash deposit Rp.10,000
4. Account minimum balance (after withdrawal) is Rp20.000
5. Balance dormant (no transactions for 6 months in a row)

Set Of Rules

1. Penalty fee is Rp 2,000 per month
2. If the account balance reaches <Rp20.000 account will be closed by the system with the costs of closing accounts is the remaining balance.
3. The cost of closing the account at the request of the customer is Rp20.000
4. The minimum number of withdrawals at the counter are 100,000 except when the customer wants to close the account.
5. Wadiah bonus is calculated based on daily balances and are not progressive
6. Bonuses paid out following the payment period of each bank.

Bonus wadiah Islamic Banks / Syariah Business Unit:

1. Wadiah scheme adopted, with provisions and the calculation of bonuses handed over to Islamic banks.
2. Islamic banks which provide a maximum bonus equal to 1% per year.
3. The cost of replacing the book / sheet statement if lost or damaged is free. Other requirements for the replacement of books lost or damaged, follow the provisions in force in their respective banks.

Terms and Conditions

1. Those entitled to become savers savings are all levels of society (WNI) individually.
2. One person only has 1 account for the same product, except for parents who open accounts for children who are still minors under the guardianship according to the Family Card (KK) in question.
3. Not allowed for joint accounts with the status "and / or."
4. As evidence of the savings bank will provide savings book on behalf of savers.
5. Other banking services and fees follow regulations.