Friday, 22 October 2010 18:10
TabunganKu is savings for individuals with easy and light requirements, issued by Bank Indonesia to grow the culture of saving and improving the welfare of society.
Features Product TabunganKu
- Features Recommended Standard (Mandatory) is a savings product that must be applied uniformly by all banks to launch a savings product.
- Customized Features (Optional) is a savings product features that can be selected to be applied by the bank launched a savings product.
Features Recommended Standard (Mandatory)
- No monthly administration fee
- Minimum initial opening deposit account Rp20.000
- Minimum Further cash deposit Rp.10,000
- Account minimum balance (after withdrawal) is Rp20.000
- Balance dormant (no transactions for 6 months in a row)
Set Of Rules
- Penalty fee is Rp 2,000 per month
- If the account balance reaches <Rp20.000 account will be closed by the system with the costs of closing accounts is the remaining balance.
- The cost of closing the account at the request of the customer is Rp20.000
- The minimum number of withdrawals at the counter are 100,000 except when the customer wants to close the account.
- Wadiah bonus is calculated based on daily balances and are not progressive
- Bonuses paid out following the payment period of each bank.
Bonus wadiah Islamic Banks / Syariah Business Unit:
- Wadiah scheme adopted, with provisions and the calculation of bonuses handed over to Islamic banks.
- Islamic banks which provide a maximum bonus equal to 1% per year.
- The cost of replacing the book / sheet statement if lost or damaged is free. Other requirements for the replacement of books lost or damaged, follow the provisions in force in their respective banks.
Terms and Conditions
- Those entitled to become savers savings are all levels of society (WNI) individually.
- One person only has 1 account for the same product, except for parents who open accounts for children who are still minors under the guardianship according to the Family Card (KK) in question.
- Not allowed for joint accounts with the status "and / or."
- As evidence of the savings bank will provide savings book on behalf of savers.
- Other banking services and fees follow regulations.